

If you’d otherwise pay for an Equinox membership, that recoups roughly two-thirds of the annual fee right there.On an ongoing basis you’re paying $5,000 per year, and here’s how I generally view the value of these benefits: Admittedly that doesn’t account for the initiation fee, which changes the economics the first year. Purely in terms of benefits, I think the Amex Centurion Card could be worth it, at least if you’d otherwise pay for an Equinox membership. A 50% rebate on “Pay With Points” bookings, which is potentially a way to redeem Amex points for two cents each toward airfare.24/7 concierge service for hotels, restaurant reservations, etc.Expanded access to Centurion Lounges (fewer restrictions, reserved seating, champagne, more guesting privileges, etc.).An Equinox Destination Access membership this would ordinarily cost $300+ per month.A $1,000 Saks credit per calendar year (in the form of a $250 credit per quarter).Delta SkyMiles Platinum Medallion status.In addition to having a card that will no doubt turn heads, the Black Card offers the following perks: The Amex Centurion Card is built on the basics of The Platinum Card® from American Express ( review), so it offers most of the perks you’ll find on that card, like Marriott Bonvoy Gold status, an annual CLEAR credit, access to lounges globally, etc.īut then there are all kinds of incremental perks as well, given the card’s $10,000 initiation fee and $5,000 annual fee. These fees increased significantly a couple of years ago, as previously the card had a $7,500 initiation fee and $2.500 annual fee.
AMEX BLACK CENTURION CARD FULL
There’s a $5,000 annual fee (that fee must be paid for each user, so you don’t get free authorized users on the card - on the plus side, they receive the full card perks).The Amex Centurion Card doesn’t just have an annual fee, but also has an initiation fee, as follows: Amex Centurion Card initiation & annual fee You’ll just be asked to submit your name and card number, and if you’re eligible, Amex will get in touch with you. I’d note that it’s now possible to request to be considered for the card - go to, and at the bottom you’ll see a link for those who are interested in a membership. That’s not to say that either of those thresholds will get you an invitation, but I generally wouldn’t expect to get an invitation without meeting those requirements. You need to have an income of at least one million dollars per year.You need to spend at least $250K per year on Amex cards.The invitation requirements aren’t published, but it’s believed that an invitation is based both on your Amex card spending plus your income.Īmex is tight-lipped about the requirements to get a Black Card, though I’ve heard the following thrown around as key minimum thresholds:

AMEX BLACK CENTURION CARD HOW TO
How to get an Amex Centurion Card invitationĪs mentioned above, the Amex Centurion Card is invitation-only.

How to get an Amex Centurion Card invitation.What does it take to get an invitation, how much does it cost to hold onto, what are the benefits like, and is it worth it? Most of us won’t ever be invited to apply for the Black Card, but that doesn’t mean we can’t discuss it. While I’m a fan of rap, I generally don’t recommend taking credit card advice from rappers. Talk about a hyped card, as it’s exclusively available to those who are invited, and a countless number of rap songs reference it. The American Express Centurion Card (often referred to simply as the “Black Card”) is probably the most famous credit card in the world. Please check out our advertiser policy for further details about our partners, and thanks for your support! Opinions expressed here are the author's alone, not those of the bank, credit card issuer, airline, hotel chain, or product manufacturer/service provider, and have not been reviewed, approved or otherwise endorsed by any of these entities. These are the best publicly available offers (terms apply) that we have found for each product or service. The information and associated card details on this page for the Hilton Honors American Express Aspire Card has been collected independently by OMAAT and has not been reviewed or provided by the card issuer. In the interest of full disclosure, OMAAT earns a referral bonus for anyone that’s approved through some of the below links.
